CoinWhisperer

How to Read a DRHP / RHP Before You Apply

The prospectus is the one document that actually tells you what you'd be buying. You don't need to read all 500 pages — just the sections that matter, and what to look for in each.

What is a DRHP / RHP?

The Draft Red Herring Prospectus (DRHP) is the detailed document a company files with SEBI when it wants to go public; the Red Herring Prospectus (RHP) is the near-final version with the price band and dates. Together they are the official, legally-accountable source of information about the business — far more reliable than GMP chatter or social-media tips. You can download them from SEBI, the exchanges, or the lead manager’s site.

The sections worth your time

1. Risk factors

Read these first. Companies are required to disclose what could go wrong — customer concentration, regulatory dependence, pending litigation, promoter pledging, debt. Skim for risks that are specific to this business (not boilerplate) and material to earnings.

2. Objects of the issue

Where the money goes. Fresh-issue proceeds fund the company (growth, debt repayment, working capital); an Offer for Sale (OFS) simply lets existing holders cash out — the company gets nothing. A large OFS component is worth understanding: who is selling, and why now?

3. Financials

Look at three-plus years of revenue, profit, margins and cash flow. Is growth real and consistent, or a one-year spike just before the IPO? Are profits backed by operating cash flow? Is debt rising?

4. Valuation

Check the P/E and P/B implied by the price band against listed peers (the RHP usually gives a peer comparison). An issue priced far above comparable listed companies needs a very good growth story to justify it.

5. Promoters & management

Who runs the company, their track record, their post-issue shareholding, and any pledged shares. Falling promoter stake or heavy pledging deserves scrutiny.

6. Litigation & regulatory

Material pending cases against the company, promoters or directors, and any regulatory actions.

Red flags to watch for

You don’t need to be an analyst. Read the risk factors, the objects of the issue, and the peer-valuation table — those three alone put you ahead of most retail applicants.

Frequently asked questions

Where do I find the DRHP/RHP?

On the SEBI website, the NSE/BSE IPO sections, and the lead manager’s website. The RHP is the one with the final price band.

Is a high subscription a substitute for reading the RHP?

No. Subscription and GMP reflect short-term demand; the RHP tells you what you actually own for the long term.

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